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Sahistha Pay Privacy & Policy

At Sahistha Pay, accessible from youraadhaarpay.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Sahistha Pay and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in Sahistha Pay. This policy is not applicable to any information collected offline or via channels other than this website.

Data Retention Policy

Purpose:

The purpose of this data retention policy is to establish guidelines for the retention and disposal of data within our fintech company. This policy ensures compliance with relevant laws and regulations, protects customer information, and optimizes storage resources.

Scope:

This policy applies to all data generated, collected, processed, and stored by our fintech company, including customer information, financial transactions, system logs, and any other data related to our operations.

Data Categories:

Data will be classified into different categories based on its sensitivity, legal requirements, and business value. The following categories are established:

a. Customer Information: Data containing personally identifiable information (PII) of customers, such as names, addresses, social security numbers, financial account details, etc.

b. Financial Transactions: Data related to financial transactions conducted through our platforms, including payment details, transaction records, etc.

c. Operational Data: Data necessary for the day-to-day operations of our fintech company, such as system logs, access records, support tickets, etc.

Retention Periods:

Retention periods will be defined for each data category based on legal requirements, regulatory guidelines, contractual obligations, and business needs. The following are the retention periods:

a. Customer Information:

Basic customer information: Data will be retained for as long as the customer maintains an active account with our company.

Transactional and account information: Data will be retained for a minimum of [X years] from the date of the last transaction or account closure, in accordance with applicable laws and regulations.

Anti-Money Laundering (AML) and Know Your Customer (KYC) data: Data will be retained for a minimum of [X years] after the termination of the business relationship or as required by AML/KYC regulations.

b. Financial Transactions:

Transactional data: Data will be retained for a minimum of [X years] from the date of the transaction to comply with financial regulations, tax requirements, and auditing purposes.

Financial statements and records: Data will be retained for a minimum of [X years] to satisfy accounting and financial reporting obligations.

c. Operational Data:

System logs and access records: Data will be retained for a minimum of [X months/years] to support system monitoring, troubleshooting, security investigations, and compliance audits.

Data Disposal:

At the end of the retention period, data will be disposed of securely using methods that render it irretrievable. Disposal methods may include encryption, data shredding, deletion, or using data destruction services.

Legal Holds:

In the event of litigation, investigations, or other legal proceedings, data subject to legal holds will be preserved as required by applicable laws and regulatory requirements.

Monitoring and Compliance:

Compliance with this data retention policy will be regularly monitored to ensure adherence. Any deviations or exceptions must be documented, justified, and approved by authorized personnel. Regular audits will be conducted to verify compliance with data retention and disposal practices.

Review and Updates:

This data retention policy will be periodically reviewed to ensure its effectiveness and relevance. Updates will be made as necessary to align with changing legal, regulatory, and industry requirements.

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.

Information we collect

The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.

If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.

When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, and telephone number.

How we use your information

We use the information we collect in various ways, including to:

Provide, operate, and maintain our website
Improve, personalize, and expand our website
Understand and analyze how you use our website
Develop new products, services, features, and functionality
Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes
Send you emails
Find and prevent fraud

Log Files

Sahistha Pay follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services’ analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information.

Advertising Partners Privacy Policies

You may consult this list to find the Privacy Policy for each of the advertising partners of Sahistha Pay.

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on Sahistha Pay, which are sent directly to users’ browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

Note that Sahistha Pay has no access to or control over these cookies that are used by third-party advertisers.

Third Party Privacy Policies

Sahistha Pay’s Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers’ respective websites.

CCPA Privacy Rights (Do Not Sell My Personal Information)

Under the CCPA, among other rights, California consumers have the right to:

Request that a business that collects a consumer’s personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.

Request that a business delete any personal data about the consumer that a business has collected.

Request that a business that sells a consumer’s personal data, not sell the consumer’s personal data.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

GDPR Data Protection Rights

We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.

The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.

The right to erasure – You have the right to request that we erase your personal data, under certain conditions.

The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.

The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.

The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

Children’s Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

Sahistha Pay does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.